Property insurance in Ghana falls under the general insurance category, which protects against risks such as fire, theft, and natural disasters that could damage or destroy property.
It covers residential and commercial properties, providing peace of mind to homeowners, business owners, and investors. The property insurance market in Ghana is competitive, with several reputable companies offering a range of products tailored to different needs. Here are three top players in the property insurance space:
- Enterprise Insurance Enterprise Insurance is one of Ghana’s oldest and most reputable insurers. It offers a comprehensive property insurance package, covering fire, floods, earthquakes, and other risks. The company provides tailored insurance solutions for both residential properties and commercial enterprises.
Their policies are known for their flexibility and customer-focused approach, allowing clients to select the level of coverage that best suits their needs. Enterprise has built a solid reputation for efficient claims settlement and robust customer support.
- Hollard Insurance Hollard Ghana is a key player in the property insurance sector, offering products for individuals and businesses alike. Their home and contents insurance cover loss or damage due to fire, natural disasters, and other unforeseen events. Hollard’s commercial property insurance caters to businesses, ensuring protection for their physical assets and operations. With a focus on innovation, Hollard provides easy access to policy information through digital platforms, making it convenient for clients to manage their insurance.
- Activa International Insurance Activa is renowned for its multinational network and expertise, making it a strong contender in Ghana’s property insurance market. Their property insurance policies are designed for both residential and commercial clients, providing coverage for fire, floods, and burglary.
Activa’s strength lies in its ability to offer tailor-made solutions for larger enterprises, ensuring that business assets are protected against a wide range of risks. They are also well-known for their international reach, allowing businesses with global operations to benefit from their coverage.
These three insurers—Enterprise, Hollard, and Activa—stand out in Ghana’s property insurance market due to their reliability, comprehensive coverage, and customer-centric services.
GAPOA 2024 publication for African Property Magazine compiled by Joycelyn Marigold & GAPOA Team . You can send us your views on this article by email: re@ghanapropertyawards.com
